Have you seen Confessions of a Shopaholic yet? The movie is based on the book series by Sophie Kinsella. The story follows 25-year-old Rebecca Bloomwood through her addictions to designer clothing and the crisis of her growing credit card debt. Her bills are piling up and her job at a financial magazine (a topic she [...]
Loans & Credit Blog
Category Archives: Credit
Finding the Best Credit Cards When Your Credit Score is Low
Some give you cash back. Some cards give you rewards. Others even make donations to your favorite charity when you use them. But how do you find the best credit card when you have a low credit score? There are several websites out there that let you easily compare credit card companies to find out [...]
Economic Outlook for 2009: Better or Worse?
There’s no denying 2008 was not a great year for the economy. With the credit crisis, skyrocketing foreclosure rates, and an increase in job losses it was a tough year for many of us. But will 2009 get better? It depends on which economist you ask.
2009 Will Be Worse
According to reports, Credit Suisse is forecasting [...]
Is Layaway Right for You?
Turns out layaway is making a comeback. This year, holiday shoppers that are strapped for cash and leery of putting more purchases on their credit cards are turning to layaway as an option. It was a popular choice back in the 1970’s, before credit cards were found in just about every wallet. What is it? [...]
Protect Yourself from Identity Theft
Millions of people are impacted by identity theft each year. You can avoid becoming a victim by taking simple steps to protect yourself from identity theft.
Start Shredding
Invest in a cross-cutting paper shredder. You can pick one up for about $75. Start shredding everything from credit card receipts to credit card applications and anything else containing [...]
Six Simple Ways to Improve your Credit Score
When it comes to your credit score, it’s the higher the better. Credit scores directly impact the amount your monthly payment will be when you take out a loan for a new car, home improvements or for an emergency. For example, a person with a good credit score over 720 will pay about $1200 of [...]





